Actuaries Digital

The peer-reviewed platform where actuaries share evidence-based perspectives on the financial, social and technological issues of today and tomorrow.

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This month in Actuaries Digital

All Actuaries Digital articles

Doctor and surgeon with nurse, walking in hospital hallway

1 CPD Point

Product Cycling in Private Health Insurance: Understanding Market Dynamics and Policy Implications

Rising Gold hospital premiums drive product cycling in Australia’s health insurance. This article examines impacts on affordability, risk and consumer choice.

Gold Product Workstream Working Group

10 September 2025

1 CPD Point

Getting Your Voice Heard: Trusty Tactics for Young Actuaries

Learn proven tactics to amplify your voice in meetings and advance your actuarial career with confidence.

Alexander Fioretto

4 September 2025

Close-up of a smartphone screen capturing the sights of Tsutenkaku in Osaka

1 CPD Point

Asia Pacific Perspectives: Beyond the Bullet Train - Japan's High-Speed Insurance Transformation

From actuarial beginnings in Sydney to leading digital innovation in global insurtech, Louis Lee shares reflections on Japan’s dynamic insurance industry.

Louis Lee

4 September 2025

The Cocora Valley near Salento in Colombia with giants palms trees

1 CPD Point

The Tome of Secrets: A Critical Line Puzzle

The Critical Line puzzle returns with a colourful challenge — solve the grid for your chance to win!

James Lindesay

2 September 2025

A photo that author Stephen Goh took of the London Bridge in London.

1 CPD Point

Sydney to London as an Australian Actuary: Top Tips and Advice from My Recent Move

Stephen Goh shares essential insights on Australian actuaries relocating to London's insurance market.

Stephen Goh

31 August 2025

Two professional women look at tablet computer in an office

1 CPD Point

An Australian Perspective on ASTIN’s Global IFRS 17 Actuarial Best Practice Survey

Australian representatives in the Actuarial Studies In Non-Life insurance (ASTIN) Working Party provide their perspective on the results of a global survey on actuarial best practices for IFRS 17.

Timothy Lee, Francis Beens

28 August 2025

A photo of 2025 Actuary of the Year Iris Lun in a office with her arms crossed

1 CPD Point

Championing Transparency: 2025 Actuary of the Year, Iris Lun

Honouring Iris Lun’s impact in financial services, combining technical excellence with ethical leadership.

Actuaries Institute

27 August 2025

Senior couple talking about home finances and using the laptop at home.

1 CPD Point

Reimagining Retirement: How Targeted Prompts Can Improve Member Outcomes

Learn how gentle nudges help members navigate retirement complexity.

Jaye Muk, Jessica Zhao

24 August 2025

1 CPD Point

Check Your AI: A Framework For its Use in Actuarial Practice

As AI becomes more integral to decision-making, how can actuaries ensure they’re using it responsibly and avoid its pitfalls? Six ‘ethical checkpoints’ could help.

Dr Fei Huang

21 August 2025

1 CPD Point

Student Voices in Superannuation: Experiences from a PhD Candidate and an Actuarial Consultant

Read how actuaries Herman Lee and Twané Wessels used Superannuation and Retirement Applications to further build superannuation expertise.

Adam Barrow

19 August 2025

1 CPD Point

7 Ways You Can Master LinkedIn

You've spent years mastering complex models and risk calculations. But is your expertise visible to the people who matter most?

Actuaries Institute

17 August 2025

Melbourne, Australia, in early morning light. Yarra River, towards Flinders Street Station.

1 CPD Point

The OzEdge: A Brief Excursion into GeneraI Insurance History

Greg Taylor reviews Geoff Atkins' article, offering his perspective on the early developments and breakthroughs in Australian insurance reserving.

Greg Taylor

14 August 2025

Mature businesswoman looking out of window.

1 CPD Point

Evaluating ASFA's Lump Sums for Retirement Planning

Explore why ASFA retirement standards differ from super fund forecasts.

Richard Starkey, Ruvinda Nanayakkara

13 August 2025

A photo of the 2025 Hackathon participants.

1 CPD Point

2025 Hackathon Showcase: Transforming Data into Social Impact

Discover how 40 young actuaries partnered with Australian charities to create data solutions driving real social impact beyond traditional insurance.

Actuaries Institute

12 August 2025

Kresh Wright's presenting at the inaugural Women Actuaries Connect+ event.

1 CPD Point

Women's Actuaries Connect+: From "Who You Know" to "Who Knows You"

Key networking strategies from inaugural Women Actuaries Connect+ event featuring Kresh Wright's approach to authentic professional relationship building.

Actuaries Institute

10 August 2025

Young family with cute little baby boy going over finances at home.

1 CPD Point

The (Pricing) Games We Play

In this Normal Deviance Column, Hugh Miller looks at how companies can use pricing tactics as a revenue tool – sometimes at consumer expense.

Hugh Miller

8 August 2025

Reinsurance Explained: A Pillar of Strength for General Insurancers

A Dialogue Paper providing a comprehensive outline of reinsurance, the insurance bought by insurers to protect against major losses.

Read the Paper

An overview of a cyclone forming off the coast of Australia

In conversation

All interviews

1 CPD Point

Student Voices in Superannuation: Experiences from a PhD Candidate and an Actuarial Consultant

Read how actuaries Herman Lee and Twané Wessels used Superannuation and Retirement Applications to further build superannuation expertise.

Adam Barrow

19 August 2025

1 CPD Point

Under the Spotlight with Council Member Mike Fowlds

Council Member Mike Fowlds shares insights from his global actuarial career spanning multiple continents.

Actuaries Institute

22 June 2025

1 CPD Point

Under the Spotlight with Council Member Anthony Lowe

Few actuaries can claim to have swapped quantum field theory for superannuation consulting, or traded corporate boardrooms for leading a cancer foundation. Anthony Lowe has done both. Now serving as a Council Member of the Actuaries Institute, his unconventional career path offers a lesson in professional reinvention and the expanding influence of actuarial expertise beyond traditional boundaries.

Actuaries Institute

8 June 2025

1 CPD Point

Julie Masters on Personal Branding in the AI Era

All Actuaries Summit 2025 keynote speaker Julie Masters reveals how actuaries can become trusted authorities in the AI age through effective personal branding. Sharing practical strategies for showcasing uniquely human skills—judgment, ethical reasoning, and contextual understanding, Julie shares what the algorithms can't replicate, allowing actuaries to become essential translators who transform complex data into compelling insights for decision-makers.

Actuaries Institute

19 May 2025

1 CPD Point

Volunteering in Action

For National Volunteer Week, we highlight those who make events like the All Actuaries Summit possible. Council Member Jon Shen and volunteer Martin Mulcare reveal how the Summit's organising committee creates lasting benefits for the entire profession through their dedicated service.

Actuaries Institute

18 May 2025

1 CPD Point

I am an Actuary: March Edition

In this edition of‘I am an Actuary’we spotlight the journeys of seven young professionals who transformed curiosity into purpose within the actuarial profession. From unexpected career test suggestions to international opportunities, these actuaries share their evolution from asking“What’s that?”to discovering how actuarial work extends far beyond numbers. Effie Zhang My approach […]

Martin Mulcare

23 March 2025

1 CPD Point

Under the Spotlight with Charlie Chang

From mainland China to Hong Kong, Charlie Chang shares his insights on navigating evolving insurance markets, leading IFRS 17 projects and embracing AI-driven innovation for the future of actuarial science. For those who don’t know you, could you share a bit about your journey into the actuarial profession and your career in general insurance? I […]

Charlie Chang

6 November 2024

1 CPD Point

I Am an Actuary: September Edition

In this edition of ‘I am an Actuary’ we spotlight the journeys of six actuaries who have navigated diverse paths to find their place in the profession. From initial uncertainty to a deep-seated passion, these actuaries share their experience across various industries, demonstrating the versatility of actuarial skills and their impact on shaping meaningful outcomes. […]

Martin Mulcare

29 September 2024

1 CPD Point

The Associate Edition: From Data Insights to Doula Care

From pioneering her career in data science before it was even a defined field to advocating for women’s empowerment, Lauren is all about blending analytical rigour with a deep passion for making a difference. Beyond the job title, who are you? We want to know the person behind the Associate! I am a proud mother […]

Lauren Hammacher

16 September 2024

1 CPD Point

The Associate Edition: Actuary by Trade, Creative by Nature

From mastering the smoky art of low‘n’slow American barbecue to delving into the mysteries of neuroscience, Avanti is all about balancing the analytical with the adventurous. Beyond the job title, who are you? We want to know the person behind the Associate! I’m an actuary by trade but a creative by nature. Once […]

Avanti Patki

23 July 2024

1 CPD Point

Under the Spotlight with Sidd Gandhi

With a deep interest in data science and a solid actuarial foundation, Sidd Gandhi shares how his transition through a revamped education curriculum helped hone his skills and drive impactful societal outcomes. For those who don’t know you, could you share a bit about yourself and your professional background? Currently, I work as an Actuary […]

Actuaries Institute

26 June 2024

1 CPD Point

Under the Spotlight with Alyssa Dai

Sparked by the Morrisby Test’s career recommendation, President of the Young Actuaries Program Victoria, Alyssa Dai’s journey into the actuarial field has been marked by determination, empowerment and a fervent passion to inspire and uplift others in their pursuit of actuarial excellence. For those in our community who may not know you well, could you […]

Alyssa Dai

2 June 2024

1 CPD Point

The Associate Edition: The Designer Actuary

In this edition, we chat to Constance, a Senior Actuarial Analyst at Matt Noyce Consulting. With a passion for fashion and interior design, Constance shares how her diverse passions and rigorous professional development have helped her shape an exceptional career. Beyond the job title, who are you? We want to know the person behind the […]

Actuaries Institute

21 May 2024

1 CPD Point

Meet Elaine Collins: One of the Newest Council Members at the Actuaries Institute

With a decade of experience spanning traditional roles, Elaine’s passion lies in advocating for a wider, deeper and more interpretative approach for the future of the profession. For those who don’t know you, could you share a bit about yourself? I started my career at Tillinghast, a global actuarial consulting firm, which was a wonderful […]

Actuaries Institute

17 May 2024

1 CPD Point

I am an Actuary: April Edition

In the latest edition of‘I am an Actuary’we speak to four actuaries whose journey spans from pragmatic beginnings to self-taught innovation, strategic shifts and familial influence turned passion, to get their perspectives on the ever-evolving landscape of actuarial excellence.Andy Nguyen My journey into becoming an Actuary began with a practical consideration: […]

Martin Mulcare

14 April 2024

1 CPD Point

The Associate Edition: A Journey of Risk, Strategy and Growth

In the latest edition of the Associate Edition, we chat to Gaurav Agrawal whose narrative extends far beyond mere calculations. Beyond the job title, who are you? We want to know the person behind the Associate! I am an easy-going and active person who likes to stay busy. I really enjoy networking and meeting new […]

Gaurav Agrawal

10 April 2024

Podcasts and videos

All podcasts and videos

1 CPD Point

Investment Ideas: Disease

Could superannuation help solve our healthcare funding crisis? In our latest instalment of Investment Ideas, hosts Douglas Isles and Jan Swinhoe speak with Dr Raymond Yeow, a unique voice in healthcare who combines perspectives as both a GP and an actuary. Key areas discussed include: A proposal for Health Savings Accounts within superannuation, based on […]

Actuaries Institute, Douglas Isles, Jan Swinhoe, Aidan Nguyen

20 March 2025

1 CPD Point

Investment Ideas: Digitisation

We’re witnessing a historic democratisation of data and AI capability. So says Zilinka Jiang in our latest instalment of Investment Ideas. In Digitisation, Zilinka sits down with hosts Jan Swinhoe and Douglas Isles to discuss the transformative potential of AI. Key areas discussed include: Practical applications in business, including how Telstra has improved customer service […]

Actuaries Institute, Douglas Isles, Jan Swinhoe, Aidan Nguyen

13 March 2025

1 CPD Point

Investment Ideas: Decumulation

How can retirees confidently spend their super without fear of running out? In our latest instalment of Investment Ideas, hosts Jan Swinhoe and Douglas Isles explore the challenges of the decumulation phase with Giacomo Tarantolo from Unisuper and Estelle Liu from AMP, specialists in retirement solutions. Key areas discussed include: The complexity of transitioning from […]

Actuaries Institute, Douglas Isles, Jan Swinhoe, Aidan Nguyen

6 March 2025

1 CPD Point

Investment Ideas: Demographics

Are we ready for a world with fewer babies and longer lives? In the latest instalment of Investment Ideas, Demographics, Jan Swinhoe and Douglas Isles sit down with Dr David Knox AM and Associate Professor Katja Hanewald to explore the economic and investment implications of global demographic shifts. Key areas discussed include: The dual demographic […]

Actuaries Institute, Jan Swinhoe, Douglas Isles, Aidan Nguyen

27 February 2025

1 CPD Point

Investment Ideas: Decarbonisation

How do complex views on decarbonisation create investment opportunities? In the third episode of Investment Ideas, Decarbonisation, Nicolette Rubinsztein AM, incoming Chair of Greenpeace and financial services non-executive director, speaks with Jan Swinhoe about Australia’s energy transition and how diverse views on decarbonisation create opportunities for investors. Key areas discussed include: The role of gas […]

Actuaries Institute, Jan Swinhoe, Douglas Isles, Aidan Nguyen

20 February 2025

1 CPD Point

Investment Ideas: Debt

As nations continue to respond to crises by taking on more debt, are we kicking the can down the road on global debt sustainability? In the second episode of Investment Ideas, Debt, Douglas Isles sits down with Simon Warner, Head of Portfolio Management at Aware Super, to explore how investors should think about debt sustainability […]

Actuaries Institute, Douglas Isles, Jan Swinhoe, Aidan Nguyen

13 February 2025

1 CPD Point

Investment Ideas: Deglobalisation

The debut episode of“Investment Ideas”dives straight into one of the most significant forces reshaping global markets: deglobalisation. Co-hosts Jan Swinhoe and Douglas Isles speak with Belinda Cheung, Director in the Economics and Capital Markets team at Future Fund, and Annette King, non-executive director, former President of the Actuaries Institute and CEO, to explore […]

Actuaries Institute, Douglas Isles, Jan Swinhoe, Aidan Nguyen

6 February 2025

Couple of radio commentators working on show

1 CPD Point

ConverseAI: Data Science Applications in Superannuation

In the latest episode of ConverseAI, host Tong Zhang speaks with Estelle Liu about how data science can help address key challenges in superannuation, including large-scale projections, understanding customer lifetime value and predicting member behaviour. Exploring essential data science techniques, Tong and Estelle discuss: essential data science techniques ; the need for proper training; the […]

Actuaries Institute

18 June 2024

Young male podcaster recording audio using laptop and headset holding his notes and talking on the microphone.

1 CPD Point

Applications and Development

In our latest episode of ConverseAI, host Aidan Sussman chats with actuaries Ean Chan and Minh Phan, and data scientist William Zheng on large language model (LLM) applications they use to assist–from text summarisation to assisting classifications for pricing and cost models.

Actuaries Institute

19 March 2024

1 CPD Point

The Actuarial Algorithm

In our latest episode of ConverseAI, host Meg Yang chats with industry experts Jacky Poon, Jon Shen, and Andres Villegas Ramirez on the integration of generative AI within the actuarial profession.

Actuaries Institute

8 December 2023

1 CPD Point

Enhancing Businesses with Large Language Models and ChatGPT

Join host Meg Yang and her panel of experts, Victor Bajanov, Jacky Poon and Sam Zheng, as they discuss the rise of ChatGPT and large language models (LLMs) in transforming business communications.

Actuaries Institute

5 December 2023

1 CPD Point

The Green Reality Check

In our latest podcast, Superannuation and Investment Practices Committee (SIPC) members Christine Li and Hendrie Koster delve into the pressing issue of greenwashing within the superannuation and investment industry.

Actuaries Institute

28 November 2023

1 CPD Point

The Digital Dilemma

In the rapidly advancing world of artificial intelligence, the conversation around ethics has never been more critical. Join Kriti Khullar, an associate at the Actuaries Institute and lead at IAG, as she explores this digital conundrum with Victor Bajanov of Quantium and Tiberio Caetano from the Gradient Institute as they discuss: The ethical considerations generative […]

Actuaries Institute

21 November 2023

1 CPD Point

New Reports: Nearly 1-in-8 Households Facing Home Insurance Affordability Stress

Home insurance premiums have jumped by 28 per cent in the past year – the biggest rise in two decades – raising concerns that many Australian households may abandon their insurance altogether. One year on from our publication, Home Insurance Affordability and Socioeconomic Equity in a Changing Climate, home insurance affordability remains a significant concern. […]

Actuaries Institute

13 August 2023

1 CPD Point

New analysis shows concerning inequality in Australia

Inequality has become a prominent topic in both academic policy debates and popular media, with 70% of Australians believing income disparities are too large. A Green Paper from the Actuaries Institute for the first time brings together a raft of Australian survey data with new analysis to paint a snapshot of income inequality in Australia. […]

Actuaries Institute

1 May 2023

1 CPD Point

Have you ever wondered what type of impact the Institute’s Practice Committees have on the profession?

In our latest podcast, Risk Management Practice Committee (RMPC) members Jason Yu and Srikar Velivela come together to review RMPC’s achievements and accomplishments during 2022. RMPC consists of experienced actuaries with expertise in various areas of risk management including insurance, banking and finance. The committee works together to develop guidance and resources that help actuaries […]

Jason Yu, Srikar Velivela

23 March 2023

Man in orange shirt and suit jacket typing on a laptop

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The informative and inspiring articles published on Actuaries Digital are overseen by our editorial team, subject matter experts within our membership who dedicate their time and expertise to bring actuarial insight to current and emerging topics and challenges.

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Actuaries Digital

This month in Actuaries Digital

Product Cycling in Private Health Insurance: Understanding Market Dynamics and Policy Implications

Getting Your Voice Heard: Trusty Tactics for Young Actuaries

Asia Pacific Perspectives: Beyond the Bullet Train - Japan's High-Speed Insurance Transformation

The Tome of Secrets: A Critical Line Puzzle

Sydney to London as an Australian Actuary: Top Tips and Advice from My Recent Move

An Australian Perspective on ASTIN’s Global IFRS 17 Actuarial Best Practice Survey

Championing Transparency: 2025 Actuary of the Year, Iris Lun

Reimagining Retirement: How Targeted Prompts Can Improve Member Outcomes

Check Your AI: A Framework For its Use in Actuarial Practice

Student Voices in Superannuation: Experiences from a PhD Candidate and an Actuarial Consultant

7 Ways You Can Master LinkedIn

The OzEdge: A Brief Excursion into GeneraI Insurance History

Evaluating ASFA's Lump Sums for Retirement Planning

2025 Hackathon Showcase: Transforming Data into Social Impact

Women's Actuaries Connect+: From "Who You Know" to "Who Knows You"

The (Pricing) Games We Play

Reinsurance Explained: A Pillar of Strength for General Insurancers

Trending topics

The OzEdge: A Brief Excursion into GeneraI Insurance History

Check Your AI: A Framework For its Use in Actuarial Practice

Student Voices in Superannuation: Experiences from a PhD Candidate and an Actuarial Consultant

From Spreadsheet to AI Agents: How Actuaries Can Lead the Productivity Revolution

Sydney to London as an Australian Actuary: Top Tips and Advice from My Recent Move

The (Pricing) Games We Play

Asia Pacific Perspectives: Beyond the Bullet Train - Japan's High-Speed Insurance Transformation

Reimagining Retirement: How Targeted Prompts Can Improve Member Outcomes

Why Buying a Home is Far Better than Renting

Evaluating ASFA's Lump Sums for Retirement Planning

Actuarial Cash Flow Model in Python

The Tome of Secrets: A Critical Line Puzzle

Championing Transparency: 2025 Actuary of the Year, Iris Lun

Case Study: How Innovative Retirement Income Streams Compare to CPI-linked Annuities

Getting Your Voice Heard: Trusty Tactics for Young Actuaries

Reinsurance under IFRS 17: Many devils in the details

In conversation

Student Voices in Superannuation: Experiences from a PhD Candidate and an Actuarial Consultant

Under the Spotlight with Council Member Mike Fowlds

Under the Spotlight with Council Member Anthony Lowe

Julie Masters on Personal Branding in the AI Era

Volunteering in Action

I am an Actuary: March Edition

Under the Spotlight with Charlie Chang

I Am an Actuary: September Edition

The Associate Edition: From Data Insights to Doula Care

The Associate Edition: Actuary by Trade, Creative by Nature

Under the Spotlight with Sidd Gandhi

Under the Spotlight with Alyssa Dai

The Associate Edition: The Designer Actuary

Meet Elaine Collins: One of the Newest Council Members at the Actuaries Institute

I am an Actuary: April Edition

The Associate Edition: A Journey of Risk, Strategy and Growth

Podcasts and videos

Investment Ideas: Disease

Investment Ideas: Digitisation

Investment Ideas: Decumulation

Investment Ideas: Demographics

Investment Ideas: Decarbonisation

Investment Ideas: Debt

Investment Ideas: Deglobalisation

ConverseAI: Data Science Applications in Superannuation

Applications and Development

The Actuarial Algorithm

Enhancing Businesses with Large Language Models and ChatGPT

The Green Reality Check

The Digital Dilemma

New Reports: Nearly 1-in-8 Households Facing Home Insurance Affordability Stress

New analysis shows concerning inequality in Australia

Have you ever wondered what type of impact the Institute’s Practice Committees have on the profession?

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Lead the conversation. Contribute to Actuaries Digital.

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