Articles tagged "private health insurance"

Q&A with Deputy Chief Actuary at Medibank, Adam Stolz

We ask Deputy Chief Actuary and General Manager Pricing at Medibank, Adam Stolz, what it was like working on the Vitality program by AIA in Australia, and about the big challenges and opportunities facing the health insurance industry.

Mental health matters for private health insurance

Andrew Matthews and Brendan Pon outline reforms to psychiatric waiting periods within private health insurance and how this sits within the broader need to address growing mental ill-health treatment in Australia. 

Health Insurance Reform: Challenges and Opportunities

New Private Health Insurance (PHI) reforms that will come into effect on 1 April 2019 will present health insurers with a range of challenges and opportunities. Shaini Sivagnanam reports.

Private Health Insurance: metallic paint, game theory and product standardisation

The interaction of reforms to categorise all hospital insurance products into Basic, Bronze, Silver and Gold with the commercial and political environment will require careful planning and detailed risk assessment, writes Barry Leung.

Aggregators within Private Health Insurance – Part 2

In Part Two of this two-part series, Andrew Gower discusses growth of aggregators has led to material impacts within the Australian health insurance market.  These impacts have made acquisition of new customers less profitable; leading to an increased focus on loyalty and developing deeper relationships with customers.

Modern government service delivery - 2018 Public Policy Essay Competition Winner

Hugh Miller's essay was singled out for its clear communication, logical structure and innovative approach to a growing issue for governments – how to deliver important services within ever tightening budgets.

Aggregators within Private Health Insurance – Part 1

Aggregators have become an important part of the Australian Private Health Insurance (PHI) industry, however, they are often seen as having negative impacts and pushing up prices. Here, health actuary Andrew Gower discusses the history and impact of aggregators.

Private Health Insurance and Bill Shock - The Dialogue Podcast

The next instalment of the Dialogue Podcast series explores how a simple innovative addition to private health insurance (PHI) can alleviate 'bill shock' and reduce out-of-pocket costs for those diagnosed with cancer.

The Challenge of Affordable Private Health Insurance

As health costs increase due to a range of demographic and other reasons, is Australia’s current private health insurance (PHI) system sustainable? Jamie Reid reports.

Revamped Health CPD Course

Bronwyn Hardy and Barry Leung outline the Actuaries Institute's updated online Private Health Insurance CPD Course in light of significant changes in the private health insurance sector.

What Insurers can learn from Pokémon Go!

Actuarial analyst Amy Li outlines some of the weirder headlines flowing on from various brands and insurers jumping on the Pokémon GO bandwagon, and how the ‘gamification of exercise’ and augmented reality could transform insurance.

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Seminar eyes Future of Private Healthcare

Nick Stolk reviews the recent ‘Future of Health Seminar’ that saw industry leaders discuss product complexity, premium increases and the lack of customer engagement in Australia’s private health insurance market.

Health Insurance in Australia: A Sustainable Future?

Health Actuary Ignatius Li discusses risks to the sustainability of Australia’s private health care system, ahead of the Institute’s inaugural Future of Health Seminar.

How to lose your shirt in private health insurance: Part one

In this first instalment of a two-part series, actuaries working in the Private Health Insurance (PHI) industry examine the prudential risks to capital in PHI in Australia.

Compulsory Health Insurance - Should government still be the health insurer of first resort?

Four Finity consultants ask: could and should insurers be given more of a role in the funding of primary care?

Counting the benefits - evaluation of healthcare programs

More than 35% of all health care costs in Australia are attributable to four chronic diseases. In light of this and their recent paper, actuaries Bronwyn Hardy and Barry Leung canvas disease management program issues for Australian private health insurers.

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